The Cat® Commercial Account is the easy way to pay for parts, attachments, service and protection plans for your equipment. Shop at any local Cat dealer or Cat Rentals location nationwide, even online at parts.cat.com and the Cat Central app. Then, manage low monthly payments or pay in full as your budget allows. You can also use your Cat Commercial Account for equipment rentals, repairs and rebuilds.
Shopping with the Cat Commercial Account means exclusive savings for your business. Eligible accountholders unlock special financing offers and earn Cat Rewards on qualifying purchases.1 Plus, when you’re on the move, effortlessly manage your account and track expenses by job with the MyCatFinancial app. With competitive rates and no annual fee, the Cat Commercial Account is the perfect solution to simplify your spending.
Offer valid through December 31, 2026.
View Offer Details, Terms and Conditions
How do I use it? What are the benefits? Where do I apply? You’ll find answers to these questions and more in this series of short videos.
WHAT IS THE CAT COMMERCIAL ACCOUNT?
Is the Cat Commercial Account a credit card? Here’s everything you need to know about how the Cat Commercial Account works, where to use it and why to choose it over other payment options.
DO YOU HAVE 5-7 MINUTES?
The Cat Card application process is quick, easy and gets you a decision fast. Even better, you can apply from anywhere on any device.
HOW DOES THE CAT CARD WORK?
Pay in person, online or over the phone for parts, service, attachments, rentals and more
TOP 3 BENEFITS
Cat Card accountholders have access to exclusive deals on parts, service, attachments and more, but that’s not all.
Your time is valuable, so we make applying for and managing your Cat Commercial Account simple.
Manage your Cat Commercial Account — and any other Cat Financial contracts — on your schedule. Log in to the MyCatFinancial website or app anytime, anywhere.
Applying for the Cat Commercial Account is just as easy as using it. Complete your credit application online in about 5-7 minutes
Still have questions about how the Cat Commercial Account works and how you benefit? Check this FAQ for answers.
Contact us, your dedicated Cat Financial Cat Commercial Account customer support team, for personal service at 1-877-373-9510 or at CatCard.CustomerService@cat.com.
Now through end of 2026, use your Cat Commercial Account and get:
Get 0% for 12 months or 1.9% for 24 months on qualifying Cat work tool purchases of $1,000 or more when you use the Cat Commercial Account at participating dealerships.
