Flexible Financing Options

Get the equipment you need at competitive prices. Holt of California has a wide range of resources for financing equipment, from purchasing to leasing and custom payment options to meet your budget or seasonal needs. 

Count on us to understand your business objectives and current financial situation so we can guide you toward the best solution. 

Your Trusted Partner for Cat® Equipment Financing

Holt of California provides an extensive inventory of earthmoving, material handling, agricultural, and power equipment to meet your needs. Explore our Cat® financial services, which make owning or leasing equipment affordable.

We have several financing options to support you, including:

  • Competitive interest rates
  • Standard and extended terms 
  • Leases
  • Rental Purchase Options 
  • New and used equipment financing

Loan Financing

We understand that not all businesses have the cash on hand to acquire equipment, especially when the need arises unexpectedly. Loaning may be the best option if you prioritize equity and ownership. Our loans allow you to buy new or used equipment and get right to work while you pay it off over time. Discover our flexible payment plans tailored to your financial situation and business goals.

Equipment Lease 

Consider a lease if you prefer flexibility. This Cat equipment financing option helps you free up cash for other working capital needs. Explore monthly, quarterly, semi-annual or annual payment options. Some customers may qualify to skip payments. At the end of the lease, you’ll have the option to return the equipment, purchase it or extend your lease. 

Rental Purchase Option

If you’re considering purchasing a piece of heavy equipment but want to try it on the job first, you can start by renting. This option lets you apply the cost of renting to your purchase once you’ve made your decision.

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Why Choose Holt of California?

As your reliable equipment dealer, we can you get the machines you need at a budget tailored to your business. At Holt of California, we help you act on new opportunities through reliable Cat financing solutions. A few benefits of working with us include:

  • Tailored solutions for every business: Our team will work with you to create a plan that fits your requirements. We can customize finance or lease arrangements to help you achieve your business goals. 
  • Competitive interest rates: Partner with us to finance the best heavy equipment at low interest rates. We make equipment financing cost-effective, reducing your financial burden and propelling you toward success. 
  • Better cash flow management: Make a smart decision to preserve cash flow and give way to other priorities. Our financing options offer you the opportunity to obtain machinery without the hefty upfront costs. 
  • Access to the latest technology: As a premier dealer of Cat equipment and other heavy-duty machines, we offer new models to keep your fleet updated. Trust us to meet your operational requirements and give you a competitive edge. 
  • Quick equipment acquisition: We understand how downtime can impact your business. Our streamlined application process allows you to get your preferred equipment quickly and easily.
  • Expert support: Our knowledgeable team is ready to assist you with the financing process. We can walk you through the details and help you choose the best option for your needs.

Apply for Financing Now!

Unlock your business potential with our flexible financing options. We can help you get brand-new equipment or used machinery through leasing or structured loans with affordable payment plans. Talk to our team today for more details and other benefits. We look forward to supporting you in reaching your goals!

If you would like us to contact you with more information, please fill out as much information as possible in the form below and submit it to our finance experts.

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