The Cat® Card: One Simple Solution for
Your Business

The Cat® Card account is the easy way to pay for parts, attachments, service and protection plans for your equipment. Shop at any local Cat dealer or The Cat Rental Store location nationwide, even online at parts.cat.com and the Cat Central app. Then, manage low monthly payments or pay in full as your budget allows. You can also use your Cat Card account for equipment rentals, repairs and rebuilds.

Shopping with the Cat Card account means exclusive savings for your business. Eligible accountholders unlock special financing offers and earn Cat Vantage Points on qualifying purchases.1 Plus, when you’re on the move, effortlessly manage your account and track expenses by job with the MyCatFinancial app. With competitive rates and no annual fee, the Cat Card is the perfect solution to simplify your spending.

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Special Offers Just for Cat® Card Accountholders

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0% for 24 Months on Qualifying Parts.Cat.Com Purchases

Offer valid through December 31, 2025.

View Offer Details, Terms and Conditions

Your Cat Card Questions, Answered

How do I use it? What are the benefits? Where do I apply? And what’s the deal with reward points? You’ll find answers to these questions and more in this series of short videos.

WHAT IS THE CAT CARD?

Is the Cat Card a credit card? Here’s everything you need to know about how the Cat Card works, where to use it and why to choose it over other payment options.

DO YOU HAVE 5-7 MINUTES?

The Cat Card application process is quick, easy and gets you a decision fast. Even better, you can apply from anywhere on any device.

HOW DOES THE CAT CARD WORK?

Pay in person, online or over the phone for parts, service, attachments, rentals and more

TOP 3 BENEFITS

Cat Card accountholders have access to exclusive deals on parts, service, attachments and more, but that’s not all.

WHAT IS CAT VANTAGE REWARDS?

Cat Vantage Rewards are redeemable for Cat Credits, which you can use toward your next qualifying Cat purchase of parts, services, rentals and more.

Shop With The Cat Card

Use your Cat Card account wherever you like to shop — including online at parts.cat.com and at The Cat Rental Store. And the more you shop, the more you earn, with Cat Vantage Points on every qualifying purchase.

Manage Account & Download Documents

Your time is valuable, so we make applying for and managing your Cat Card account simple.

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Log In to MyCatFinancial

Manage your Cat Card account — and any other Cat Financial contracts — on your schedule. Log in to the MyCatFinancial  website or app anytime, anywhere.

Log In

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Apply for the Cat Card

Applying for the Cat Card is just as easy as using it. Complete your credit application online in about 5-7 minutes

Start Online Application

Cat Card Makes Things Easy for Sellers Construction

Whether they’re buying parts, paying for undercarriage or financing an engine rebuild, the team at Sellers Construction uses the Cat Card to manage cash flow and streamline payments.

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CAT CARD FREQUENTLY ASKED QUESTIONS

Still have questions about how the Cat Card works and how you benefit? Check this FAQ for answers.

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WE’RE HERE TO HELP

Contact us, your dedicated Cat Financial Cat Card customer support team, for personal service at 1-877-373-9510 or at CatCard.CustomerService@cat.com.

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SAVE WITH CAT CREDITS

When you use your Cat Card, you earn Cat Vantage Rewards which can be redeemed for Cat Credits. See how utilizing your Cat Credits can benefit you for the long haul.

Learn More

See cat.com/catcardrewards for eligibility, details, and terms and conditions. 

Shop in store: Get 0% for 6 or 12 months, 1.9% for 18 months or 3.9% for 24 months on purchases of qualifying new or reman Cat parts, with or without service.

Shop online: Get 0% for 6 months and don’t pay anything until end of term, or choose 0% for 12 or 24 months and pay equal monthly payments on purchases on parts.cat.com using your Cat Card.

Now through end of 2024, use your Cat Card and get:

  • 0% for 24 months or 0% for 24 months with 3-month upfront skip payment on Cat undercarriage parts and service purchases of $500 or more, or
  • 0% for 24 months or 0% for 24 months with 3-month upfront skip payment on Cat parts and service purchases of $5,000 or more.

Get 0% for 12 months or 1.9% for 24 months on qualifying Cat work tool purchases of $1,000 or more when you use the Cat Card at participating dealerships.

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